Melinda Williams is a proud member of the Navajo Nation. She is Naakai Dineʼ, born for Hashkʼaa Hadzohí. Her maternal grandfather is Kinyaaʼáanii, and her paternal grandfather is Tsé Deeshgizhnii. She joined the Native Community Capital in 2026 as Director of the Navajo Homeowner Assistance Fund program. She is driven by her passion for empowering tribal communities with the knowledge and tools to achieve and maintain homeownership.

​With more than 30 years of experience in finance—including business banking, indirect lending, and 26 years dedicated to mortgage lending—Melinda is also a licensed mortgage professional through the Nationwide Mortgage Licensing System (NMLS). She has developed expertise in every stage of the lending process, including loan origination, processing, underwriting, and closing. Her extensive knowledge of mortgage products and lending systems has positioned her as a trusted leader and advocate in the field of Native homeownership.  

Raised in Northern Arizona, Melinda graduated from Arizona State University and pursues her master’s degree in Global Marketing Management from Boston University.  ​In addition to her professional work, Melinda has been actively involved in community service and leadership. She has served on the boards of the Tempe Unified School District Johnson O’Malley and Title VI Indian Education Parent Associations, and the Arizona State University Native American Alumni Chapter. She currently serves on the board of the Southwest Native Assets Coalition, continuing her commitment to advancing financial empowerment and asset-building in Native communities.

NMLS# 694408