Yes, the Navajo Homeowner Assistance Fund is made possible due to section 3206 of the American Rescue Plan Act of 2021 (the ARP). According to the ARP, the Navajo Homeowner Assistance Fund is one of many similar state programs that shall mitigate financial hardships associated with the coronavirus pandemic to homeowners experiencing financial hardship after January 21, 2020 for qualified homeowner expenses.Therefore, as part of applying for the Navajo Homeowner Assistance Fund, homeowners must attest that they experienced financial hardship after January 21, 2020.