NAVAJO HOMEOWNER ASSISTANCE FUND

MORTGAGE PRINCIPAL REDUCTION PROGRAM APPLICATION

3. 15% Permanent Reduction in Income?

(a) Has there been a reduction in total gross household income for the homeowner(s) listed on the mortgage during the NHAF Program Period?
OR
(b) Was there a reduction in total gross household income for the homeowner(s) listed on the mortgage which occurred prior to January 21, 2020, and continued after that date?

Permanent means:

1) There is proof at least one homeowner listed on the mortgage was retired during the NHAF Program Period.
OR
2) The income reduction for at least one homeowner listed on the mortgage lasted for at least the past 12 months immediately preceding the application date.